Medicos
LMI waived and higher LVR lending for medical professionals, structured around the trajectory of a medical career rather than a single year of income.
The problem
High-net-worth families and professionals operate in a world where financial decisions carry greater complexity, sensitivity, and consequence. A registrar year, a practice buy-in, or a move from salaried work into private practice all read as risk to a standard lender, and none of them are.
Income that steps rather than climbs, across training, fellowship and practice
Practice buy-ins and equity purchases that sit outside residential lending policy
Trust and company structures that a retail credit assessment cannot read
How we work
Lydian Private Office partners with high-net-worth families and business owners to make debt a deliberate part of their wealth strategy: unlocking opportunity, preserving capital, and building wealth across generations. We act as a trusted adviser, delivering outcomes that extend well beyond traditional mortgage broking.
Alongside your advisers
The best outcomes happen when advisers work together. We work alongside the advisers clients already trust by providing specialist debt advice that complements their expertise, without affecting the trusted relationships they have built with their clients.