For private wealth advisors

Complex debt, worked through alongside your advice

Lydian Private Office serves high net worth individuals and specialises in complex debt, working alongside family offices and private wealth managers.

Where we collaborate

Your client relationship stays yours

Lydian works alongside family offices and private wealth managers where a client's position holds shares, bitcoin and multigenerational family wealth. Lydian is a credit advisor. Tax, superannuation and legal matters remain with the client's accountant, advisor or lawyer.

  1. Debt recycling strategy for mixed asset portfolios.

  2. Private credit, including family office loans and non-bank funding.

  3. Lending for commercial property, whether for cash flow or an asset purchase.

  4. Loan complexity guides whether Josh Ruthnaswamy or Salvador Huetos leads the file. There is no strict loan threshold.

Glass office frontage in muted daylight

The reverse fact find

A lending strategy drafted before you meet your client

Send the reverse fact find you already hold. Lydian analyses it, extracts the client data, and proposes a lending strategy ahead of your client meeting, so the debt position sits on the table with the rest of your advice. Your approval comes first. The figures below are indicative only, subject to valuation and formal credit approval, and are not an offer of credit.

1You share the reverse fact findLydian reads what you already hold, rather than putting a second round of questions to your client.
2Lydian proposes a lending strategyStructure and funding options set out in writing, ahead of your client meeting.
3You approve before anything movesNothing reaches your client, and nothing goes to a lender, until you have agreed the approach.
About 3% p.a.
Family office lender, against crypto or single stock security
About 8% p.a.
Margin loan, flexible and higher cost
About $500,000
Family office facility, minimum
About 70%
Family office facility, LVR

Important information

Any information, financial product or advice provided in this website is general in nature. It does not take into account your needs, financial situation or objectives. Before acting on the advice, you should consider whether it is appropriate to you in light of your needs, financial situation and objectives. ABN 38 681 433 518 · Authorised Representative no. 569069 · Specialist Finance Group Australian Credit Licence no. 387025.

Complex debt, worked through alongside your advice